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COMMITMENT TO THE SUCCESS
OF OUR CUSTOMERS AND PARTNERS
BANCO FIE DIGITAL TRANSFORMATION
BANCO FIE, proceeds to the "Digital Transformation" through the solution of "Credit Factory" of Albatian Consulting achieving in a first phase, substantially reduce the observations of internal control and those generated by additional risk to delinquency, with an impact direct in the volume of annual forecasts.
COUNTRY: BOLIVIA
SECTOR: FINANCIAL
CLIENT PROFILE:
Leading bank in the microcredit segment of Latin America and the Caribbean, according to the Inter-American Development Bank (IDB). It has the highest rating conferred on a company in the financial sector among 214 companies evaluated worldwide (CSR Performance Rating sAA - Microfinance Rating).
OBTAINED BENEFICTS
- Reduce by almost 120% the observations generated by the absence of internal control.
- Reduce deviations from additional risk to delinquency by almost 200%.
- Greater control, traceability and transparency by having all the management information available instantly.
- Process credit operations from their load to their disbursement in an average of 1 hour.
- Reduction of more than 10% of the HR associated with the processing of operations.
PROBLEM DESCRIPTION
Banco FIE S.A. with more than 140 agencies in Bolivia and more than 3,000 employees, wanted to centralize the disbursement process of more than 8,000 monthly credit operations, seeking to generate savings in the first phase due to economies of scale and to reduce the forecasts generated by deviations either in the internal control schemes or additional risk to delinquency, leaving for a second phase to reduce response times for its clientele.
NEED DESCRIPTION
Through the "Digital Transformation" services of ALBATIAN, we design a "process and technology solution" according to the needs of the client.
This solution was implemented in 4 months and consisted in the optimization of the "complete cycle of disbursement" of credit operations, from capture, digitization, typing, OCR and management of all paper documentation, to the management of approvals and validations for the different areas of the bank.
- Flexible and fully parameterizable solution.
- Parametrizable business policies and rules.
- Parametrizable access profiles.
- Graphical interface parametrizable.
- Real-time mechanism of alerts and delays.
- Management by indicators (KPIs).
- Electronic document management.
- It allows the digital signature of data and documents.
- Bar codes, OCR and full-text searches.
- Total audit of information.
- Lists of pending and control of terms.
- Easy to extend with new features.
- Quick and low cost modifications.
- Implementable on any technological platform.
- Easy to integrate.
“Thanks to ALBATIAN's" Fábrica de Credito "solution, we have achieved in this first phase, to reduce substantially the observations of internal control and those generated by additional risk to delinquency, with a direct impact on the volume of annual forecasts“.
Mauricio Blacutt
COO Banco Fie S.A.
Banco FIE
El proyecto permitió.....
For more information download
BANCO FIE DIGITAL TRANSFORMATION